Mental health is a complex thing—it can depend on how you’re feeling physically, how well you’re taking care of yourself, and what else is going on in your life. This chart tracks all of the above, and it can work in your bullet journal or as a spreadsheet, as you prefer.

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You’ve likely heard tales of people getting in trouble when they take selfies in polling stations, but is it really illegal to take a picture with your ballot? Possibly, depending on where you live.

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Getting your finances in order takes time, and it can be frustrating when you’re at the beginning stages. Let’s say you want to get out of debt, for example, but it’s taking forever and you’re ready to start investing. As Colin Ashby of Rebel With a Plan reminds us, you don’t have to do everything at once.

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Settling your debt isn’t always a good idea, but like it or not, it’s an option that exists within the lending industry. In general, settling a debt will lower your score, but that’s not always the case—particularly if the debt in question is already late.

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A lot of people will agree that it’s a terrible idea to loan money to friends or family—it can lead to some ugly issues. However, if a loved one is in a bind and you’re thinking of doing it anyway, here’s the case for charging them interest.

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