It’s nice of your credit card company to give you the option to pay off your balance over time with small, minimum monthly payments. However, while this option does give you flexibility, it’s mostly designed to keep you in debt.

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It’s election day and everyone’s looking for a way to get out to the polls. Ride sharing services Uber, Lyft, and ZipCar will help with discounted rides and new tools to help you find your polling place.

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If you’re getting ready to hit the polls today, you should be prepared. Know what’s on your ballot, bring something to read (or maybe an external battery pack), and get ready for long lines. Here’s a video guide to get you through it.

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If you’ve never sung karaoke, it might seem like a nightmare. You’re standing in front of a bunch of random people, singing all by yourself, and praying the monitor with the lyrics doesn’t go out. But a lot of your fears are unfounded, and there are plenty of things you can do to ease yourself into the spotlight.

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Hitting the forest for a quick jaunt in the woods doesn’t require a ton of prep, but you still don’t want to go in empty handed. Everyday Carry reader Ben’s go back keeps everything he needs accessible and easy to grab on a whim.

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