Thanks to fancy new upgrades like neural network learning, translation apps like Google Translate and Microsoft Translator are better than ever. They can translate almost anything you want. But you shouldn’t lean on them when you travel. In fact, I think you should use them as little as possible—if at all.

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It’s smart to periodically check in on your goals, spending plan, or investment portfolio, but you also want to reevaluate your monthly bills and expenses every now and then, too. If you haven’t looked for a better car insurance policy for a while, it might be time.

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SSDs are obviously great upgrades for PCs with spinning hard drives, but it’s also really easy and affordable to turn one into a high performance external drive. Crucial’s MX300 525GB SSD is marked down to $100 today, an all-time low.

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Credit card minimum payments are designed to keep you in debt for a long time. The more you pay each month, obviously, the quicker you’ll be debt-free. To put a timeline on it, check out this chart from Business Insider. It tells you how long it’ll take to pay off your debt, depending on how much you pay every month.

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Whether you skip caffeine to get better sleep or have trouble waking up either way, this quick breathing exercise boosts your energy and helps your brain wake up. Try it in the morning, or even in the mid-afternoon when you’re starting to drag a bit.

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