Setting a long-term goal is an easy if vague way to plan your life. You know you want to lose weight or pay off debt. If you really want to reach those goals, though, you need individual steps to get there.
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Right before you climb into bed with your partner, or say good night to your roommate, what’s the last thing you talk about? If it’s something that gets your anxiety or your anger up, you might be better off switching topics.
The snowball method is the best way to pay down your debt. If you’re skeptical and want to see how it will work, this spreadsheet will calculate exactly how long it will take to be debt free.
Study adds to evidence of a biological cause of condition, researchers say