When you’re about to give a presentation or have a difficult conversation, your body might respond in the least helpful way ever: by getting nervous. This video offers a ton of helpful tips on how to deal with a nervous response.

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We all know that our passwords should be long, complicated, and practically impossible to remember, but many of us still ignore those rules for the sake of convenience. How important is password security? Are brute-force attacks that prey on weak passwords really a threat?

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Most major retailers will let you return items as long as you have a receipt , but some policies are especially customer-friendly. Money Talks News reports on the stores with the best return policies.

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Dollar stores are a minefield of cheap junk and questionable food, but there are also some great deals on stuff you use every day. If you know what to look for and what to avoid, you can make the dollar store the first stop in your grocery shopping quest and get the most bang for your pennies.

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With our year long Ultimate Money Challenge, we’re challenging readers to a different personal finance challenge every month. This month, we’re taking on debt. Let’s cut your debt interest rate.

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