Past financial mistakes can stick around for a long time on your credit report and make your life difficult in many ways . FICO occasionally tries to remedy this with new scoring models , and their latest change is aimed at auto loans.

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When you live paycheck to paycheck, everyone (including you) likes to blame your financial woes on the tiniest expenses. However, you’ll have a harder time than you think ruining your retirement plans by buying a morning coffee.

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We love stories about people who succeed by a young age. The Mark Zuckerbergs of the world become heroes while the rest of us feel like failures if we haven’t succeeded by 30. That mindset is completely backwards.

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Arguments aren’t won with information; they’re resolved with rhetoric , the art of persuasion. In Thank You For Arguing, author Jay Heinrichs reveals the secrets to mastering rhetoric, identifying logical fallacies, getting what you want through persuasion, and keeping arguments from turning into nasty fights.

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You don’t need as many accessories as you used to for a computer repair job, but that doesn’t mean you don’t need some specific instruments. Case in point, reader Mark Jordan’s briefcase, packed full of everything he needs.

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